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Home & Contents Insurance

You spent a lot to make your house a home. Not only can we cover it inside and out, you get a range of added benefits.

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Get coverage for your beautiful home

Get the cover you need to protect the structure and fixtures of your home. You can also be assured that we’ll be there when things go wrong, thanks to our 24/7 home assistance.

What risks does your policy cover?

It depends where you live, but standard homeowners insurance will typically help pay to repair or replace damaged items caused by certain risks including:

Fire & Explosion
Theft
Accidental Damage
Hail Storm
Earthquake
Happy African American young family bought new house. Mom, Dad, and child happy hold cardboard boxes for move object and having fun laugh into modern home. New real estate dwelling, loan and mortgage.

Buildings insurance – a solid insurance foundation

We understand that your house is not just a building, it’s an extension of you. So, we’ve made it our mission to ensure your home receives the best cover possible against life’s unexpected and unfortunate events.

We’ll take care of any damage to your house, caused by leaking pressurized pipes, acts of nature, explosion, subsidence, and fire. We’ll even cover the cost of calling out the fire brigade and we’ll arrange temporary accommodation after an incident has left your house uninhabitable.

Home contents
insurance

Take a moment to think about all the valuables inside your home. From electronics and appliances to furniture and décor, you’ll want it all protected. And all at a price you can afford.

We’ll cover all your home contents against theft, intentional damage, as well as damage caused by a power surge or a burst geyser. Plus, damage due to fire, lightning storm, hail and flood.

Portable possessions insurance - Take your cover with you

Whether you’re traveling to and from work or around the world on holiday, ensure that your prized personal belongings are covered against loss or damage. We can cover everything you take out of the house, from special clothing to eyewear, jewelry, cellphones, photographic equipment, and other electronic devices.

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Get insurance the right way

Get an Insurance Quote
Reliable. Personable. Fast.

Start a fast, free insurance quote with Tsoga Afrika Insurance Brokers. We assist you to secure  insurance that meets your requirements so you are not paying for anything you do not need!

Facing any problem to get a quote!
Call: 010 013 4084
What is covered in house insurance?
Buildings insurance usually covers loss or damage caused by: fire, explosion, storms, floods, earthquakes. theft, attempted theft and vandalism. frozen and burst pipes.
How can I lower my homeowners insurance?
Shop around. ...
Raise your deductible. ...
Don't confuse what you paid for your house with rebuilding costs. ...
Buy your home and auto policies from the same insurer. ...
Make your home more disaster resistant. ...
Improve your home security. ...
Seek out other discounts. ...
Maintain a good credit record.
What is not covered under home insurance?
Termites and insect damage, bird or rodent damage, rust, rot, mold, and general wear and tear are not covered. Damage caused by smog or smoke from industrial or agricultural operations is also not covered. If something is poorly made or has a hidden defect, this is generally excluded and won't be covered.
Do you legally need house insurance?
Is home insurance mandatory? Home insurance isn't a legal requirement, but it's always a good idea to protect your home with both buildings insurance and contents insurance.