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Professional Insurance

We cannot predict or prevent unfortunate events like sickness, accidents, death or theft. However, these events can have a significant impact on your financial well-being. If you have the right insurance , you can have peace of mind that you will be able to maintain your lifestyle despite unplanned expenses or a loss of income.

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Insurance

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Professional Liability insurance protects you against any damages that may be claimed from you by clients or third parties due to an act, omission or breach of professional duty in the course of your business, as well as legal costs associated with a claim.

What risks does your policy cover?

Types of professional cover:

Directors and Officers
Professional Indemnity
Medical Malpractice
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Start a fast, free insurance quote with Tsoga Afrika Insurance Brokers. We assist you to secure  insurance that meets your requirements so you are not paying for anything you do not need!

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What is covered under professional Indemnity insurance?
A professional indemnity policy provides cover for defense costs as well as for any damages payable as a result of a court award. It can also cover the reimbursement of the litigant's expenses, if applicable
What is medical malpractice insurance?
Medical Malpractice Insurance, also known as Med-mal Insurance, is designed to cover a medical professional against claims of medical negligence. This is an act, error or omission by a medical professional that deviates from the accepted medical standard of care and which then results in damages.
Do contractors need professional liability insurance?
Professional Liability Insurance is important for contractors who perform any kind of design or construction management work. Additionally, if any of your subcontractors perform design work, you'll also want to have Professional Liability Insurance.
Does general liability insurance cover independent contractors?
General liability insurance generally does not protect independent contractors or subcontractors. This means your insurance likely does not cover independent contractor mistakes or protect your customers from them. It also likely does not cover accidents or other damage they cause.